◢ Free, instant, no email
FPL calculator.
The Federal Poverty Line is the income test 80+ government programs use. Drop in your household size, state, and income to see your FPL percent and the programs your number unlocks.
◢ Your numbers
Three inputs. Instant FPL band.
Count yourself, your spouse if filing jointly, and every dependent.
Type the first letters of your state. Alaska and Hawaii use higher FPL guidelines than the lower 48.
Your gross household income from all sources, this calendar year.
◢ Your FPL band
Enter income to see your band.
Income at each FPL tier
| % FPL | Annual income |
|---|---|
| 100% | $26,650 |
| 130% | $34,645 |
| 138% | $36,777 |
| 150% | $39,975 |
| 185% | $49,303 |
| 200% | $53,300 |
| 250% | $66,625 |
| 400% | $106,600 |
◢ How FPL works
Why one number governs 80+ programs.
The federal poverty line is a single income figure the Department of Health and Human Services updates each January. The number scales with household size and is higher in Alaska and Hawaii. Programs reference it as a percentage: SNAP at 130%, Medicaid expansion at 138%, LIHEAP at 150%, ACP and Lifeline at 200%, and so on.
The 2025 guidelines (effective January 17, 2025) are used for most program certifications through the end of 2026. A family of four at 100% FPL earns $32,150 per year in the lower 48; that same family at 200% earns $64,300.
Most means-tested programs also have asset tests, citizenship rules, and category requirements (pregnant, disabled, elderly, etc). Income alone does not guarantee eligibility — but if your income is above the threshold, the program almost always denies. Use the calculator to see your band, then click into the program guide for the full rules.
Source: 2025 HHS Poverty Guidelines, published January 17, 2025 at aspe.hhs.gov/topics/poverty-economic-mobility/poverty-guidelines. This calculator is a guide, not a benefit determination. See our full disclaimer.