Independent guides to U.S. financial assistance
Texas · Energy assistance

Help with your
Texas utility bills.

Warm living room with a radiator and thermostat
State programCEAPComprehensive Energy Assistance Program
Income standardSee the income tableChecked by your local provider
Benefit amountVaries by householdBased on income, size and energy costs
Apply throughLocal providersApplications are handled locally

Texas runs federal energy aid as the Comprehensive Energy Assistance Program (CEAP). The Texas Department of Housing and Community Affairs (TDHCA) funds local subrecipients that together cover all 254 counties, and those agencies take every application.

Each agency writes a Service Delivery Plan, so how it ranks applicants, how many months it pays and whether it caps benefits below the state maximum can differ from county to county. The LIHEAP Clearinghouse lists that FY 2026 maximum as $12,600 for heating and cooling.

Eligibility

Texas income limits

Household sizeMonthly gross incomeAnnual gross income
1 person$1,995$23,940
2 people$2,705$32,460
3 people$3,415$40,980
4 people$4,125$49,500
5 people$4,835$58,020
6 people$5,545$66,540
7 people$6,255$75,060
8 people$6,965$83,580
9 people$7,675$92,100
10 people$8,385$100,620

For each additional person, add $710 monthly or $8,520 annually. Source: Comprehensive Energy Assistance Program (CEAP). Verified October 15, 2026.

Meeting the income guideline does not guarantee assistance. Other program rules and available funding apply.

Why can't you apply to TDHCA itself?

TDHCA does not accept applications from individuals. Its funds go to local provider organizations, and its Help for Texans search lists the one for your area: pick Utility Bill Payment Help, then enter your city or county.

TDHCA warns that listed providers may be at capacity with their funds. If none can help, it suggests checking with your city or county, or using Texas 2-1-1.

Agencies are told to accept applications several ways, including online, mail, fax, email and in person, and to make reasonable accommodations for home-bound people. Returning clients may be allowed a shortened application.

Texas calls its program CEAP, but it runs on the same federal block grant as LIHEAP everywhere else, and our national guide walks through how to apply for LIHEAP.

Source: TDHCA: Help for Texans

When does a disconnect notice count as a crisis?

Under CEAP, a disconnect notice alone is not a crisis. The household must have a notice or be disconnected and also face extreme weather conditions, a disaster or a life-threatening crisis.

TDHCA gives these as examples of service that is already lost or in immediate danger. A household may receive several crisis payments in a year, up to its approved maximum.

  • Electric or gas service already disconnected
  • An empty propane tank, or propane below 20% of the tank
  • A heating or cooling system that does not work
  • Less than $30 left in a prepaid account

Source: TDHCA: CEAP FAQs (PDF)

What do PUC rules say about freezes, heat and illness?

Under Public Utility Commission of Texas (PUCT) rule 25.483, a retail electric provider cannot authorize a disconnection for nonpayment in a county having an extreme weather emergency. It must also offer residential customers a deferred payment plan on request for bills due during one.

That emergency is a day after a high of 32 degrees or less, with temperatures forecast to stay there for 24 hours, or a day when the National Weather Service has a heat advisory for the county, including one issued in either of the two days before.

In areas with retail electric competition, a person with a chronic or critical medical condition can register for added protections: a doctor sends the PUCT form to your utility. If your utility is city-owned or a co-op, ask it what options it offers.

Source: PUCT: Substantive Rule 25.483 (PDF)

Which Texas households move up the list?

State rules require every agency to have a written procedure for serving households with a vulnerable member, high energy burden and high energy consumption. High energy burden must be the highest-rated item when agencies score applicants.

Vulnerable households can get help for up to all remaining months of the program year. Other households are limited to up to 6 months, and an agency may set a lower limit in its plan.

Benefit level follows income as a share of the federal poverty guidelines, with no rounding. A household at 50.01% falls in the 50 to 75% band, and one at 75.01% falls in the 75 to 150% band.

Source: TDHCA: CEAP FAQs (PDF)

San Antonio: CPS Energy's REAP bill credit

CPS Energy customers in San Antonio and Bexar County have a second place to ask besides CEAP. The Residential Energy Assistance Partnership (REAP) is a nonprofit fund that CPS Energy backs, while the City of San Antonio and Bexar County handle the applications.

Household income must be at or below 150% of the federal poverty guidelines. Once approved, you may apply twice a year, for a combined $480 at most, and the money shows up as a credit on your CPS Energy bill. Expect to show proof of income, hardship and household size.

Besides the income test, the household must meet at least one of these:

  • Someone age 60 or older
  • A member with a disability
  • Children under 17 living in the home
  • Someone who needs critical care equipment

Source: CPS Energy: REAP

CPS Energy's burned veterans' discount

Veterans with severe combat burns that limit their ability to regulate body temperature can get up to $94 a month off the electric portion of a CPS Energy bill, from April through October.

Eligibility needs a medical military facility certification, with medical confirmation every 12 months. The discount covers one account at the home where you live, and you re-enroll every 24 months or after a move. Only one electric discount can be used at a time.

Source: CPS Energy: Burned Veterans' Discount

Ways to apply for CEAP

  • Find your local CEAP provider on TDHCA's Help for Texans page (choose Utility Bill Payment Help, then enter your city or county)
  • Call 1-877-399-8939 (Texas LIHEAP public inquiries) for a referral
  • Apply with your local provider online, by mail, fax, email or in person; providers must make accommodations for home-bound applicants
  • Dial 2-1-1 (Texas Information and Referral Network) if no provider is available

Texas county offices for CEAP

Local agencies in Texas's largest counties. Confirm the current provider for your address.

All Texas providers

Other help in Texas

Other programs that may help your household.

Frequently asked questions

Questions about Comprehensive Energy Assistance Program (CEAP)

Agencies use income documents from the 30 days before the date you sign the application. Electronic signatures are accepted, but initials alone do not count as a signature.

Yes, if the address on the bill matches the address on your application and everyone living in the home is listed on the application.

It can. Agencies may pay arrears in full, even from the prior program year, without counting them against your benefit, but they are not required to.

CEAP does not pay deposits as such. An agency may make advance payments of no more than an estimated two months of bills instead, and TDHCA suggests asking the vendor to waive the deposit.

Each agency sets its own rule. TDHCA encourages a written policy, such as a 30-day wait before reapplying, so ask your local agency what it uses.

For most households, only when crisis conditions are met. Vulnerable households with no heating or cooling system at all can also get a unit under the utility assistance component.

The LIHEAP Clearinghouse Texas profile lists FY 2026 heating and cooling benefits from $1 up to $12,600, with crisis help capped at $1,800. Your local agency's plan can set a lower cap.

Official resources

Official links

Independent guide

GrantsHubUSA explains benefit programs and links to official resources. We do not approve benefits or process applications.

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