The program guides

U.S. grants & benefits,
explained simply.

Plain-English profiles of 14 major assistance programs: food, housing, healthcare, energy bills, student aid, and more.

Mother and daughter smiling while reading a letter together at the kitchen table
Two-story suburban house with a covered front porch
Housing

Housing Choice Voucher (Section 8)

Federal rental subsidy that pays your landlord directly, covering the gap between about 30% of your adjusted income and your local payment standard.

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Doctor talking with a father and his young son
Healthcare

Medicaid

Free or low-cost health coverage for eligible low-income Americans, funded jointly by federal government and states.

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More program guides

Eligibility, benefits, and how to apply, each checked against the agency that runs the program.

College student taking notes beside a laptop
Education

Federal Pell Grant

Need-based federal grant for undergraduate college, up to $7,395 per year that you do not have to pay back.

Verified Oct 2026Read guide
Bakery owner reviewing paperwork behind his counter
Business

SBA 7(a) Loan Program

The Small Business Administration's flagship loan program, government-guaranteed financing up to $5 million for working capital, equipment, real estate, business acquisition, and debt refinancing.

Verified Oct 2026Read guide
Older man reading a letter at his dining table
Healthcare

Supplemental Security Income (SSI)

Monthly federal cash payments for disabled, blind, or 65+ Americans with very limited income and resources, funded by general Treasury (not Social Security payroll taxes).

Verified Oct 2026Read guide
Woman using a wheelchair working at a home office desk
Healthcare

Social Security Disability Insurance (SSDI)

Monthly cash payments for workers who paid Social Security taxes and can no longer work due to a long-term medical disability, funded by FICA payroll taxes, not general revenue.

Verified Oct 2026Read guide
Senior couple reviewing paperwork on the sofa
Healthcare

Medicare

Federal health insurance for people 65 and older, and for younger people with certain disabilities or end-stage renal disease, split across four parts (A hospital, B medical, C Advantage, D drugs) with different premiums and cost-sharing rules.

Verified Oct 2026Read guide
Couple organizing receipts and forms at the kitchen table
Family

Earned Income Tax Credit (EITC)

A refundable federal tax credit for low and moderate income workers, worth up to $8,231 for tax year 2026 (the return you file in early 2027) if you have three or more qualifying children.

Verified Oct 2026Read guide
Pediatric nurse listening to a young girl's heartbeat
Healthcare

Children's Health Insurance Program (CHIP)

Federal-state health coverage for children in families that earn too much for Medicaid but cannot afford private insurance, covering doctor visits, hospital care, dental, vision, and prescriptions with low or zero copays.

Verified Oct 2026Read guide
Mother and daughter at a laptop at the kitchen table
Family

Temporary Assistance for Needy Families (TANF)

State-run monthly cash assistance for very low-income families with children, funded by a federal block grant with 60-month lifetime limit and work requirements.

Verified Oct 2026Read guide

Looking for state-specific help?

Explore our guides to assistance resources across the U.S.

Browse state guides

Information to help you research

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