North Dakota grants
& benefits: the $1,600 home credit, SPED care and year-round LIHEAP.

The Primary Residence Credit began in 2023 under House Bill 1158 and was raised in 2025 by House Bill 1176. Any North Dakota owner who lives in the home as a primary residence can apply, with no age or income limit, whether it is a house, mobile home, town home, duplex or condo.

The credit tops out at $1,600, one per household, and never exceeds the tax due. Apply every year from January 1 to April 1 at tax.nd.gov/prc, or by phone at 701-328-7988. If another credit already cut your bill, it can cover up to $1,600 of the tax still owed.

The homestead credit is a second layer for owners who are 65 or older, or who have a permanent and total disability at any age. Household income, counting a spouse and dependents, must be $70,000 or less. File with your local assessor before March 31.

How much of the home's taxable value comes off depends on that income:

• Income of $0 to $40,000: a 100% reduction, up to $9,000 of taxable value (about $200,000 of full value).
• Income of $40,001 to $70,000: a 50% reduction, up to $4,500 of taxable value (about $100,000 of full value).

Adults 19 to 64 who are not on Medicare or SSI qualify with income up to 138% of poverty: $1,836 a month for one person or $3,795 for four, at rates in effect since April 1, 2026. Blue Cross Blue Shield of North Dakota answers member questions at 833-777-5779.

Expansion coverage pays for checkups, hospital care and preventive services, but HHS says it does not include dental or vision care. Members with serious health conditions can file a Medically Frail Questionnaire to ask for broader coverage.

From January 1, 2027, expansion members face an eligibility review twice a year, though tribal members keep a yearly one. Most will also need 80 hours a month of work, school, job training or community service, or monthly pay of at least $580. Back-dated coverage shrinks from three months to one.

Further out, HHS says some expansion members with income above 100% of poverty will owe cost sharing from October 1, 2028. Primary care, prenatal and pediatric care and emergency services are excluded from those charges.

Service Payments for the Elderly and Disabled (SPED) is a North Dakota program that pays for help at home. An adult applicant must be impaired in at least two activities of daily living, or four household tasks such as meals or laundry, for three months or longer.

The asset test is far looser than Medicaid's. Liquid assets, plus any home besides the one you live in, can total up to $50,000, and land or farm property is not counted. Money in a North Dakota ABLE account is also left out.

SPED bills you part of the cost on a sliding fee scale set by income and family size, adjusted each July 1. SPED will not pay for care that a Medicaid waiver or Medicaid personal care can cover, so an HCBS case manager checks Medicaid first during the comprehensive assessment.

Veterans with a service-connected disability of 50% or more, or with an extra-schedular rating such as individual unemployability paid at 100%, can reduce a home's taxable value by $4,500 at 50% up to $9,000 at 100%. An honorable discharge or military retirement is required.

Apply to the local assessor by April 1, with proof of the disability rating and discharge. A surviving spouse stays eligible, and a spouse receiving VA dependency and indemnity compensation gets the full credit.

The ND Department of Veterans Affairs also runs need-based grants for veterans, spouses and unremarried surviving spouses. Its Hardship Assistance Grant, paid from Veterans Postwar Trust Fund interest, covers items like dentures, hearing aids and medical travel, capped at $5,000 a year.

The IMPACT grant pays up to $5,000 a year, and $7,000 over a lifetime, for urgent repairs and household bills, and a separate housing grant helps with deposits and rent. Both have income and asset limits; apply through a local Veteran Service Officer.

North Dakota's heating program is the Low Income Home Energy Assistance Program, and HHS moved it to year-round eligibility. Instead of benefits stopping on May 31, a household stays approved until its annual review, though heating payments still follow the heating season and funding.

For October 1, 2026, to September 30, 2027, monthly income must be at or below $3,446 for one person or $6,628 for four, which is 60% of the state median income. Owners and renters both qualify, and tribal LIHEAP programs serve members living on reservations.

Beyond fuel and electric bills, an approved household can get furnace cleaning, repair or replacement, chimney cleaning, weatherization and help with a cooling device. For a shutoff notice or an empty fuel tank, call the Customer Support Center at 1-866-614-6005.

SNAP uses the same SSP account and Customer Support Center as Medicaid and LIHEAP. Since October 1, 2025, more people must show proof that they meet the work rule, including veterans, people experiencing homelessness and residents of Rolette County or the Turtle Mountain Reservation.

HHS says the work rule itself has not changed: 20 hours a week of paid work or an approved activity such as job training, education or community service. What changed is who has to send in proof.

For limits, benefit amounts and how to apply, see our North Dakota food stamps guide.