Independent guides to U.S. financial assistance
Maryland · Food assistance

Food stamps (SNAP) in
Maryland.

By Subha, Public Benefits Writer · Verified

Fresh groceries on a kitchen counter, for a guide to food stamps in Maryland
State programSNAP (Food Supplement Program)Maryland Department of Human Services, Family Investment Administration
Gross income limit200% of poverty lineMost households (BBCE)
Most for 4 people$1,023 a monthFrom October 1, 2026
Benefit cardIndependence CardUsed like a debit card

Quick answer: In Maryland, SNAP is run by the Department of Human Services through local departments of social services.

Most households qualify with gross income up to 200% of poverty, $5,500 a month for four from October 1, 2026. Benefits load on the Independence Card from the 4th to the 23rd, by last name.

Eligibility

Maryland food stamp income limits: 200%, no asset check

Gross monthly income (before taxes) must be at or under the gross limit for your household size. Net income (after deductions) must be under the net limit. Maximum benefits apply from October 1, 2026.

Maryland SNAP (Food Supplement Program) gross and net monthly income limits and maximum monthly benefit by household size
HouseholdGross limit (200%)Net limitMax benefit
1 person$2,660$1,330$306
2 people$3,607$1,804$562
3 people$4,553$2,277$808
4 people$5,500$2,750$1,023
5 people$6,447$3,224$1,217
6 people$7,393$3,697$1,463
7 people$8,340$4,170$1,616
8 people$9,287$4,644$1,841

Each extra person adds $474 to the net limit and $225 to the maximum benefit.

Gross limit rule: Maryland DHS: Income Guidelines as of October 2026. Net limits and maximum benefits: USDA Food and Nutrition Administration FY2027 standards. Verified October 13, 2026.

Maryland uses broad-based categorical eligibility, so most households face the 200% gross limit. Households it does not cover use 130%: $1,729 a month for one person and $3,575 for four.

These are the 200% limits Maryland DHS publishes in its income guidelines effective October 1, 2026, plus $947 for each extra person. The same sheet lists the federal 130% gross and 100% net limits and the FY2027 maximum benefits.

Households that categorical eligibility does not cover, such as one with a member disqualified for an intentional program violation or a head of household disqualified for not following work rules, must pass the 130% gross and 100% net tests and the resource limit.

Meeting the income limit does not guarantee benefits. Your amount is figured from net income after deductions, so a household near the limit may get a small benefit or none.

Your amount is the maximum for your household size minus 30% of your net income. See the math with examples.

Worked example: 3 people, $1,500 a month in wages, no rent or child care costs
Gross income vs. the limit$1,500 (limit $4,554)
After the 20% earnings deduction$1,200
After the $217 standard deduction$983 net (limit $2,277)
30% of net income$295
Monthly benefit$808 max minus $295 = about $513

The card pays for groceries and seeds or plants that grow food, not alcohol, tobacco, vitamins, hot prepared food, pet food or household supplies.

Payment schedule

Three letters of your last name set your Independence Card date

Maryland loads SNAP on the Independence Card on one day between the 4th and the 23rd of each month. The day follows the first three letters of the head of household's last name. A last name starting with SMI, for example, gets benefits on the 20th.

Maryland SNAP deposit schedule
First three letters of last nameBenefits arrive
AAA to BAO4th
BAP to BQZ5th
BRA to CAQ6th
CAR to COQ7th
COR to DIZ8th
DJA to FIS9th
FIT to GON10th
GOO to HAX11th
HAY to JAB12th
JAC to KIM13th
KIN to LOX14th
LOY to MCO15th
MCP to NEF16th
NEG to PGZ17th
PHA to RIC18th
RID to SDZ19th
SEA to STC20th
STD to TRA21st
TRB to WES22nd
WET to ZZZ23rd

DHS ends issuance on the 23rd so people can buy holiday groceries before a holiday. A senior's Minimum State Supplement, if any, posts on the same day as a separate SNAP deposit.

Source: Maryland DHS: SNAP Benefits Schedule.

Interview and processing time

Every applicant is interviewed, usually by phone. If you are not interviewed the day you apply, your local department contacts you to set one up.

If you qualify, you get benefits within 30 days of the date the office got your application, and it is screened the same day for 7-day expedited SNAP.

How to apply for SNAP in Maryland: MarylandBenefits.gov, mail, fax or a local office

Apply online at MarylandBenefits.gov: sign in, choose Services, then Food Assistance, then Apply. The same account lets you apply for cash, medical and energy help and check your case. You can also file the DHS/FIA 9701 paper application by mail, by fax or in person at your local department of social services.

Local departments will give or mail you an application the same day you ask, and a signed form is accepted the same day even if you cannot be interviewed then. Fill in at least your name, address and phone number and sign it, and a case manager can help with the rest at your interview.

Source: official page.

Need food now? Maryland's 7-day expedited SNAP

You get SNAP within 7 calendar days if your gross monthly income is under $150 and your liquid resources are $100 or less, or if your income and liquid resources together are less than your monthly rent or mortgage and utilities. Destitute migrant or seasonal farmworker households with $100 or less also qualify.

DHS screens your application the same day. For expedited SNAP you need only an interview and proof of identity, which does not have to be a photo ID. If you are denied expedited service, the local department must offer an agency conference within two working days.

Source: official page.

Maryland's 200% income limit and no asset test

Maryland gives broad-based categorical eligibility to every household under 200% of the poverty line. DHS's October 2026 table is $2,660 a month for one person, $5,500 for four, and $947 for each extra person. Your benefit is still figured from net income, so a household near the line may get a small amount.

Categorically eligible households do not have to meet resource limits, and DHS does not check vehicle or bank account ownership. The manual says almost all SNAP households are categorically eligible.

Source: official page.

Maryland's $50 minimum SNAP for seniors 60 and older

Maryland law says that if a household includes someone at least 60 years old and its federal SNAP is under $50 a month, the State pays a supplement to raise the total to $50. A household with $30 in federal SNAP, for example, gets $20 from the State.

You do not apply for it. The system checks eligible households each month, and the supplement posts to your Independence Card on your regular issuance day as a separate SNAP deposit.

Source: official page.

Independence Card: balance, freeze and stolen benefits

Call Maryland EBT at 800-997-2222, any hour, to check your balance, change your PIN or order a new card, or use the ebtEDGE website or app. In ebtEDGE, tap Freeze Card under Account Services and unfreeze it only when you shop. You can also sign up for text or email alerts on every transaction.

Maryland still replaces stolen SNAP. Federal replacement ended December 20, 2024, and DHS says benefits stolen on or after December 21, 2024 are replaced with State funds. File the EBT Stolen Benefits Attestation Claim Form on MarylandBenefits.gov or at your local department.

File within 45 days of learning about the theft. DHS decides within 10 business days and will not replace benefits if you willingly gave someone your card and PIN. Check a claim at 833-330-7328. One replacement card a year is free, then each costs $2.

Source: official page.

Maryland SNAP work rules for adults 18 to 64

H.R. 1 work rules took effect in Maryland on November 1, 2025. They apply right away to new applicants, and to people already on SNAP at their next recertification. DHS says up to 80,000 more Marylanders must now report work hours. Maryland has no ABAWD waivers, so the rules apply statewide.

Adults 18 to 64 with no child under 14 in the home must work, volunteer or join job training at least 80 hours a month, or earn at least $217.50 a week. Veterans, people experiencing homelessness and former foster youth are no longer exempt. Otherwise SNAP stops after three months.

Exceptions include caring for a child under 14 or an incapacitated person; getting SSDI, SSI, VA disability, TDAP or TCA; getting or applying for unemployment; drug or alcohol treatment; and being unfit for work on DHS Form 500. The current 36-month period runs July 1, 2026 to June 30, 2029.

Source: official page.

Utility bill proof and other H.R. 1 changes in Maryland

DHS says most Marylanders get a $572 Standard Utility Allowance, which raises their benefit. Under H.R. 1, if no one in your home is 60 or older or disabled, you must show a utility bill from the last 30 days, or your SNAP could be reduced.

H.R. 1 also limits SNAP for immigrants to green card holders, Cuban or Haitian entrants, and people from Micronesia and the Marshall Islands. DHS says refugees and people granted asylum lose SNAP until they get a green card, with no waiting period after that.

Source: official page.

Maryland SUN Bucks for kids in summer

Maryland SUN Bucks gives $40 a month for June, July and August, $120 in all, for each eligible school-age child. Most children are enrolled automatically through free or reduced-price school meals, or a household on SNAP, TCA or Medicaid. Others apply on MarylandBenefits.gov, and applications are taken year-round.

Benefits load in the last week of each summer month onto your existing EBT card, or a white Maryland SUN Bucks card. They expire 122 days after they are issued. For help, call 800-332-6347 and choose the SUN Bucks option.

Source: official page.

If your local department denies or cuts your Maryland SNAP

Ask your local department for a hearing in writing, in person or by phone within 90 days of the action. The form is DHS/FIA 334, and the hearing is held by the Office of Administrative Hearings in Hunt Valley. You can also ask at any time in your certification period if you disagree with your benefit amount.

To keep benefits unchanged until the decision, ask within 10 calendar days of the notice. If the judge rules against you, you repay benefits you should not have received. A decision is due within 60 days of your request.

Source: official page.

Only in Maryland

Renewals, SSI filing and assets in Maryland SNAP

Maryland DHS's SNAP manual still calls the program the Food Supplement Program. The Family Investment Administration sets policy, and the local department of social services in your county or Baltimore City takes applications, holds interviews and decides cases.

Renew on time to keep SNAP. In your MarylandBenefits.gov account, the 12-month renewal is under My Redetermination and the 6-month review is under My Benefits Review Forms. If you do not send your redetermination, your case closes at the end of your certification period.

If you and everyone you live with get or are applying for SSI, you can apply for SNAP at your Social Security district office instead of the local department.

Assets: Almost every Maryland SNAP household is categorically eligible, so DHS does not apply a resource limit and does not check vehicle or bank account ownership. Only the few households categorical eligibility does not cover face a resource test.

  • Restaurant Meals ProgramSNAP recipients who are 60 or older (and their spouses), disabled, or experiencing homelessness can use the Independence Card for prepared meals at participating restaurants. DHS is piloting it in certain counties and lists the restaurants on its page.Official page
  • Minimum State Supplement for seniorsIf your household includes someone 60 or older and your federal SNAP is under $50 a month, Maryland adds state money to bring it to $50. It is automatic, with no separate application.Official page
  • SNAP Employment and TrainingDHS says it has grown its SNAP Employment and Training network from 30 to 48 organizations, offering free job training that can count toward the work rules.Official page

Related guides

Other programs that may help your household.

Frequently asked questions

Maryland SNAP FAQ for Independence Card holders

Most Maryland households qualify under 200% of poverty: DHS's October 2026 table is $2,660 a month for one person and $5,500 for four, plus $947 for each extra person. Almost every household is categorically eligible, so DHS does not apply a resource limit.

The federal cap from October 1, 2026 is $1,023 a month for four, minus 30% of net income. Maryland adds two things: most households get a $572 Standard Utility Allowance that raises the benefit, and a household with someone 60 or older gets at least $50 instead of the federal $25 minimum.

Maryland loads SNAP between the 4th and the 23rd by the first three letters of the head of household's last name. Names from AAA to BAO get the 4th, a name starting with SMI gets the 20th, and names from WET to ZZZ get the 23rd.

No. Maryland EBT, 800-997-2222, handles your Independence Card balance, PIN and lost or stolen cards at any hour. DHS Customer Service, 800-332-6347, handles applications and case questions. You can also check your balance on the ebtEDGE website or app.

Yes, if your household includes someone 60 or older. When federal SNAP is under $50 a month, the State adds enough to reach $50, so $30 gets a $20 supplement. It is automatic and posts on your regular day as a separate SNAP deposit.

Yes. DHS replaces benefits stolen on or after December 21, 2024 with State funds. File the EBT Stolen Benefits Attestation Claim Form within 45 days of learning about the theft. DHS decides within 10 business days. Check a claim at 833-330-7328.

SNAP recipients who are 60 or older (and their spouses), disabled, or experiencing homelessness, at participating restaurants. DHS is piloting the Restaurant Meals Program in certain counties and lists the restaurants on its page.

Under H.R. 1, if no one in your home is 60 or older or disabled, you must show a utility bill from the last 30 days, or your SNAP could be reduced. DHS says most Marylanders get a $572 Standard Utility Allowance, which raises their benefit.

Adults 18 to 64 with no child under 14 at home do, since November 1, 2025: 80 hours a month of work, volunteering or training, or earnings of at least $217.50 a week. Otherwise SNAP stops after three months. Maryland has no ABAWD waivers, so the rule applies in every county.

Official resources

Official links

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